They say the best things in life are free. I say that sometimes you have to work hard for what you really want. Many people are content to float through life, taking the path of least resistance. Others are out there cutting trails and making paths and going after what they want with incredible energy and focus. Sometimes there is no other way to accomplish your goals than to go for it with everything you've got. This is especially true when it comes to getting out of debt and securing your financial future. It will require patience, perseverance and knowledge. But, it can be done.
I believe it was Zig Ziglar who said "If you fail to aim, you'll miss your goal every time." Now, that's a loose translation from memory, but I think you get the point. One important aspect of achieving your desires is goal setting. Most people who succeed in life will tell you that an important key to success is setting goals.
When setting goals, you start with the end in mind and then work your way backward to where you are now. You determine what needs to happen at each step of the way in order to achieve the final goal, and then put a timeline to it. Finally, you break it down into baby steps that you can start to take immediately.
Are you setting goals or just day dreaming about your future?
Don't get me wrong, I think meditation and imaging what you want are important components of the goal-setting process. But, you have to create some definite goals and milestones in plan in order to distinguish a goal from idle dreaming.
Do you hope to get out of debt, or you do have a definite plan to be out of debt by a specific date by paying a specific amount toward your debts each month?
Do you want to buy a house someday or are you saving money now for your 20% down payment so that you can buy a house in January of 2013?
Do you hope you can eventually put your child through college, or are you saving money every month in an ESA fund so that your child's college education will be funded by the time she is 18?
Which scenario is an idle daydream, and which is a definite plan to achieve a specific goal? Which scenario do you think has a better chance for success?
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Life was meant to be enjoyed. For more resources on getting out of debt and living debt free, visit http://www.imdebtfree.net. While you're there, sign up for my free newsletter with more tips on how to get and stay debt free, and receive my free report "101 Powerful Tips for Legally Improving Your Credit Score".Article Source: http://EzineArticles.com/?expert=Cheree_Miller